What Are You Waiting For? Get Corporate Credit Now!

Personal credit scores go from 0 to 850. A score above 781 or 800, depending on the reporting bureau is considered excellent. With corporate credit you want a score of 80 or more. 

Without corporate credit you are most likely personally liable for your company’s financial risks. You could lose everything – all your assets – house, car, portfolio, . . .

 And do you want to miss out on 11 more huge advantages of corporate credit? Few business owners know the advantages of corporate credit.

 Our process gets your corporate credit score to 80 or more (Tier 4) in a year or less. You spend 1 to 3 hours a month to make this happen.

Here are the 12 advantages of corporate credit:

 1.      Access to Capital

Corporate credit allows businesses to access additional capital beyond their existing cash reserves. This can be crucial for funding expansion, purchasing assets, investing in new projects, and managing cash flow gaps.

 2.      Business Growth

With access to credit, businesses can invest in growth opportunities such as expanding to new markets, launching new product lines, or acquiring other businesses. This can lead to increased revenue and market share.

 3.      Cash Flow Management

Corporate credit can help smooth out cash flow fluctuations, which are common in business operations. It provides a buffer during slow periods, ensuring that the company can continue operating without disruptions.

 4.      Emergency Funding

Unforeseen emergencies or unexpected expenses can arise in business. Having access to credit can provide a safety net to handle such situations without severely impacting the business's operations.

 5.      Building Business Credit History

Just as individuals build a credit history, businesses can establish their own credit profile. A positive credit history can lead to better terms and interest rates when borrowing in the future.

 6.      Separation of Personal and Business Finances

Using corporate credit separates business finances from personal finances. This separation is important for legal and liability reasons and can also simplify accounting and tax reporting.

 7.      Enhanced Purchasing Power

Corporate credit can give businesses greater purchasing power, enabling them to negotiate better deals with suppliers and take advantage of bulk purchase discounts.

 8.      Business Credibility

Having a solid credit history and access to credit can enhance a company's credibility in the eyes of suppliers, customers, and potential business partners.

 9.      Flexible Repayment Options

Corporate credit often comes with flexible repayment options, allowing businesses to choose repayment terms that align with their cash flow patterns.

 10.  Opportunities for Rewards Programs

Many corporate credit cards and credit lines offer reward programs, which can provide businesses with benefits such as cash back, travel rewards, or discounts on business-related expenses.

 11.  Short Term Financing

Corporate credit can be particularly useful for short-term financing needs, such as covering payroll, paying bills, or taking advantage of time-sensitive opportunities.

 12.  Strategic Financial Management

Access to credit can enable businesses to strategically manage their finances by timing investments and expenditures to optimize returns and minimize costs. A positive credit history can lead to better terms and interest rates when borrowing in the future.